Agro loans

Agro loans are intended for individuals involved in private household plots (private subsidiary plots), individual entrepreneurs and legal entities that operate in the Kyrgyz Republic and have small and / or medium sized businesses in agriculture.



1. Investment loans for agriculture (production, processing, storage, transportation and marketing of agricultural products) under the program "Financing of the CDS"

  • The objectives of the loan: the development of agribusiness for the purchase of agricultural machinery and equipment, for the construction, reconstruction / modernization of enterprises for the production, processing, storage and sale of agricultural products.
  • The loan amount is 1) up to 7 million soms for farmers, 2) up to 35 million soms for enterprises processing, storing, transporting, marketing, supplying seeds, fertilizers and other materials.
  • Term of the loan: 1) for investment purposes - over 1 year to 7 years, 2) working capital - up to 3 years
  • Currency of loan: KGS KG
  • Interest rates: from 11,8% to 18% per annum (depending on the term and amount of the borrower's own contribution)
  • Loan repayment: flexible schedule
  • Security: real estate, movable property, deposit, guarantee "Guarantee fund"
  • Term of consideration: up to 10 days.
  • Сommission according to Bank tariffs


         * The effective interest rate is KGS: 12,6%-19,9%.

          More information about the program "Financing the CDS" (download)

          Illustrations on the program "Financing of CDS" (download)


2. Agro loan "Trust" (unsecured loan)

  • Description of the loan: a short period of consideration, no collateral is required.
  • Term of consideration: 2 working days.
  • The loan amount is from 2000 to 150 000 KGS
  • Interest rates: in soms KR 29,4%
  • Term of the loan: from 3 to 24 months.
  • Loan repayment: monthly equal installments, flexible schedule.
  • Security: a guarantee of at least 1 financial guarantor.
  • Insurance: not required.
  • Obligatory condition: availability of business.
  • Commission according to Bank tariffs

         * The effective interest rate is KGS: 37,41%,

3. Agro loan "Trust" (secured by movable property)

  • Description of the loan: a short period of consideration, on the security of movable property and livestock, there is a limit on the amount.
  • Term of consideration: 2 working days.
  • The loan amount is from 2 000 to 200 000 KGS KR
  • Term of the loan: from 3 to 36 months (depending on the purpose of the loan).
  • Interest rates: in soms KR from 26%
  • Loan repayment: monthly equal installments, flexible schedule.
  • Security: movable property, deposit, guarantee, goods in circulation, livestock and personal property.
  • Insurance: by decision of the Bank.
  • Obligatory condition: availability of agricultural business.
  • Commission according to Bank tariffs


    * The effective interest rate is KGS: 32,09%; RUB 29,51%

4. Agro loan "Development"

  • Description of the loan: a mandatory condition - a pledge of real estate.
  • Term of processing: 10 working days.
  • The loan amount: from 2 000 to 5 000 000 KGS KR, from 50 to 100 000 US dollars / euro.
  • Term of the loan: from 3 to 60 months (depending on the purpose of the loan).
  • Interest rates: som KR от 21%, ru RF от 18%, dollars USA /euro  от  14%,
  • Loan repayment: monthly equal installments, flexible schedule.
  • Security: real estate (mandatory), vehicles and equipment, personal property, cattle,guarantee "Guarantee fund"
  • Insurance: by decision of the Bank.
  • Obligatory condition: availability of agricultural business.
  • Commission according to Bank tariffs


          * The effective interest rate is KGS от 23,57%, RUB 19,97%, US dollars/euro от 15,31%


* Dear clients, if you encounter illegal actions or unreasonable requests from the Bank's employees when reviewing applications or issuing loans, we ask you to report such cases to the Bank's Contact Center at 0 312 61-33-33 or WhatsApp +996 770 33 -33-69.

All such cases will be considered personally by the Bank's management.

Calculator
Feedback Request a Callback +996 (770) 33 33 69 cbkkg_bot